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Home / Personal Injury Overview / Uninsured / Underinsured Drivers

Milwaukee Attorneys Assist in Collisions with Uninsured Drivers

Representing victims in policy claims for accident damages

Wisconsin law requires a determination of fault in auto accidents. In situations where the fault lies with an improperly insured driver, a complete recovery might require extra steps. As part of their auto insurance policies, Wisconsin drivers are required to carry some coverage for these situations, but insurance companies can be reluctant to pay for damages under these provisions. Sperling Law Offices LLC can cut through the red tape put in place by both insurers and the Wisconsin Department of Transportation.

To collect on a claim under your insurance policy’s uninsured motorist (UM) or underinsured motorist (UIM) coverage, certain requirements must be met:

  • Fault of the uninsured driver — Unlike some states, Wisconsin does not have a no-fault system. Accordingly, if you’ve been damaged in a collision with a driver who lacks adequate insurance, the UM/UIM coverage only comes into play if the other driver is judged to be at fault.

As in all car accident cases, Sperling Law Offices provides comprehensive legal support so that all relevant damages are identified and sought.

Legal recourse when the other driver lacks insurance

Wisconsin law requires drivers to purchase UM coverage of at least $25,000 per person and $50,000 per accident. However, costs often run much higher than that. If the uninsured driver is at fault, their license will be suspended, but that does not help with the physical and financial damage. Wisconsin law provides for a damage judgment action against uninsured defendants, and a lawsuit can be filed if the claim goes beyond the limit of your UM policy.

Helping clients to obtain a fair recovery against underinsured motorists

Sometimes, a driver responsible for an accident has insurance but the coverage is insufficient to pay for the damages incurred. High medical costs associated with a hospital stay can run through policy limits fairly quickly. In the event that the other motorist’s coverage cannot fully pay your costs, underinsured motorist coverage applies. The legal minimum for the coverage is $50,000 per person and $100,000 per accident. Sperling Law Offices will locate all available sources in their effort to see you are justly compensated.

Contact a dedicated Milwaukee accident attorney at our office today

Sperling Law Offices LLC works hard to win compensation for car crash victims throughout Wisconsin. To schedule a free consultation in our office or at your home or hospital bedside, call 414-273-7777 or contact us online.