- posted: Jun. 30, 2023
- Personal Injury
Auto accident injury claims can be complex and at times overwhelming. Insurance companies attempt to minimize their payouts, and making mistakes on your end can significantly hurt your chances of obtaining fair compensation. Here are five pitfalls to avoid when going through the claims process:
- Failing to see a doctor — One of the biggest mistakes after an auto accident is delaying or neglecting to seek prompt medical attention. Even if you believe your injuries are minor, seeing a healthcare professional as soon as possible is vital. By doing so, you not only ensure your well-being but also create an official medical record of your injuries. Insurance companies may use any gaps in treatment to argue that your injuries were not severe or were unrelated to the accident, potentially reducing the value of your claim.
- Not preserving evidence — Another mistake that can hinder your auto accident injury claim is failing to collect and preserve crucial evidence. This includes gathering information at the scene of the accident, such as taking photographs, obtaining witness statements and exchanging contact information with other parties involved. Additionally, keep copies of all medical records, police reports, and any other relevant documentation related to the accident.
- Speaking directly to a claims adjuster — Insurance adjusters often request recorded statements shortly after an accident. Giving a statement without having legal representation can harm your claim. Insurance companies may manipulate your words or use the statement against you to minimize their liability. It is advisable to consult with an experienced auto accident attorney before providing any statements to insurance companies.
- Accepting a settlement offer too soon —Insurance companies may take advantage of your injured condition to lure you into accepting a quick settlement. However, settling too early without understanding the full extent of your injuries, damages and long-term impact on your quality of life can be a grave mistake. Once you accept a settlement, you forfeit your right to seek further compensation.
- Not consulting with a lawyer — The most critical mistake you can make is attempting to handle your injury claim without the guidance of a skilled auto accident attorney. Personal injury law is nuanced and complex, and insurance companies have lawyers working to protect their interests. A knowledgeable attorney on your side can assess the actual value of your claim by considering all the factors, including medical costs, lost wages, pain and suffering and future medical needs.
If you or a loved one suffered injuries in an auto accident, the experienced attorneys at Sperling Law Offices LLC in Milwaukee are ready to help. Call us at 414-273-7777 | 414-273-7100 or contact us online for a free initial consultation.